What is mortgage insurance and how to reduce mortgage insurance in a practical way

A mortgage and mortgage insurance go together. You probably know (or you will find out at the bank, soon), that it is impossible to get a mortgage without first going…

Read more »

How to buy a property without down payment ?

The Bank of Israel imposes various restrictions on the banks, regarding the amount of mortgage amounts in relation to property prices. These restrictions state that it is not possible to…

Read more »

Taking a mortgage? This is the average mortgage in Israel (November – December 2022)

The mortgage market is shrinking, but the average mortgage is still high. Furthermore, those who qualify for a tenant price increase the average mortgage amount. Let’s see why this happens…

Read more »

The significance of the Bank of Israel’s new mortgage reform (2022)

In recent years, the Bank of Israel has completed several important reforms in the mortgage sector. Despite this, the public is still filled with quite a bit of confusion and…

Read more »

On the agenda: the bill that may revolutionize mortgage interest rates

In 2022, the interest rate in the economy soared, and the mortgage payments jumped by hundreds of shekels and more per month. A bill that is gaining traction these days…

Read more »

Bridging mortgage – who needs it and what’s the catch

A bridging mortgage is not suitable for everyone, but if you need a solution for a relatively short period with a minimal monthly repayment, it is very possible that this…

Read more »

Refused mortgage – is there really nothing to do?

According to the banks’ reports, the profits of the banking system continue to soar and break records. Apparently, the banks have an interest in continuing to sell as many mortgages…

Read more »

Having trouble with the mortgage? A special solution for a prime mortgage

Few predicted what happened in the prime interest rate this year (2022). We started the year with the Bank of Israel interest rate at the floor and we are ending…

Read more »

What is a risky mortgage and how not to get there

Anyone who is about to take a mortgage (or has already taken one), must know the difference between a safe mortgage and a risky mortgage. A risky mortgage may not…

Read more »

Not just the prime rate: what really affects the monthly mortgage payment

The Bank of Israel continues to raise interest rates, which immediately leads to an increase in mortgage repayments. Many already know that an increase in the Bank of Israel interest…

Read more »